Reduce your debt by up to 60%.
Our Association has settled
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Debt settlement is the fastest and most efficient means of debt relief. It is a proven method for the settlement of debt resulting from unsecured credit, particularly credit cards. Debt Relief Advocacy can help you become completely debt free in a fraction of the time and money you are currently facing. When you choose our Debt Settlement Program, our professionals structure a debt free program personalized to your situation, and our attorneys negotiate with your creditors to settle your debts.

Trying to pay off you credit card debt with minimum monthly payments could take more than 10 years. For example, using an average interest rate of 19.3%, a credit balance of $40,000 and $700 minimum monthly payment, you would need 13 years to eliminate the debt. In that time, you would have paid more than $70,000 in interest. At the end of 13 years, you would have paid $110,000.

 



Once you are in this predicament, it is difficult to escape. Our attorneys negotiate the debt with your creditors and settle for pennies on the dollar.

Debt settlement can:

  • Save you up to 60% overall by getting credit card companies to agree to reduce your credit card debt
  • Lower your monthly minimum payments by up to 60%
  • Help you become totally debt free in a fraction of the time--often cutting months or even years from the time normally needed.
  • Stop calls from bill collectors, credit card collection agencies, and others.
  • Reduce stress, eliminate unsecured debts, and save thousands of dollars!

Your creditors want to collect as much as they can on your outstanding balances. However, they do realize that in these extraordinary economic times that many people have financial circumstances from which they are finding it nearly impossible to recover. Most creditors will agree to settle your debts for less than you owe because it is sometimes the most profitable strategy for them.

For more information call our expert professionals at 1-866-269-2908, or complete our quick form. We can help you get quick relief from credit card debt.

 
 
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Additional Comments:
 
  • Over a Thousand Miles from Wall Street Over a Thousand Miles from Wall Street
    How the unlikely state of South Dakota became the place where America's credit card industry first began to really take off.
  • The Industry's Best Customers The Industry's Best Customers
    The big profits come from the 90 million who don't pay off their credit card debt. The industry's success has been shaped by the genius of financial innovators.
  • Traps in the Fine Print Traps in the Fine Print
    Why it's important to understand your credit score and how it is compiled and also to read your credit card agreement...
  • More Complaints Than Any Other Industry More Complaints Than Any Other Industry
    Consumers' banking/credit card complaints increase.
  • The Efforts to Get Reform The Efforts to Get Reform
    Sen. Chris Dodd has introduced a reform bill that would curb industry practices.
     
 
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